Unlike an income protection plan, critical illness cover is designed to pay out a lump sum rather than a monthly benefit. Should you be diagnosed with a critical illness, you need not worry about meeting your financial commitments and providing for your loved ones at a time of great anxiety. An illness can impact your life when you least expect it; our advisers can help you feel secure that you have reduced the possible impact of a sudden illness by quoting for policies that suit your budget and individual needs.