With more than 95 areas located from across the UK having an average house price in excess of £1 million, many clients who want access to higher value mortgages struggle to access the right lending approach for them as they often have complex, or a variety of, income streams. It is a common misconception that if a borrower can afford a property with a seven figure price tag, then there are more lending options available to them.

The vast majority of lenders have a tick-box approach which can frequently cause these loan applications to be declined through the usual approval channels. Providence Global Finance have regular experience with brokering large value mortgages for clients. We hold relationships with higher mandate holders within many of the high street and private banks which can ensure that we can get the case manually underwritten and assessed on its own merit to give the credit application the greatest chance of success.